Let Us Handle the Insurance Claim for your Water Damage Service
Contact Us First – We Have Trained Experts Ready to Help with your Water Damage Claim & Insurance Assistance
Insurance Experts…We have trained experts ready to help…
Why do customers call Washington Water Damage & Cleaning? Because they handle the insurance and make things easy for you when you have flooding, water damage, fire damage etc…
Your Rights: for homeowner insurance claims – In most cases you decide who repairs your home, but that comes from your policy rather than from a Washington statute. A standard homeowners policy in this state pays to repair the damage and does not name the company that has to do the work, which leaves the choice with you. Some policies are written differently: a managed-repair or program endorsement can require you to use the carrier network, so read your own policy language before assuming either way. Washington does have an anti-steering rule, WAC 284-30-390, which is often cited for a right to choose your restoration company, but it governs motor vehicle repair facilities and does not reach property restoration. What is changing is the claims-handling rules themselves, on 18 October 2026, and several of the new provisions bear directly on a water loss: see what the new Washington claim rules require.
Q: My insurance company has told me that they want me to use one of their preferred restoration contractors. Will this be a problem if I don’t use one of their preferred contractors?
Usually not, but check the policy rather than taking anyone word for it. A preferred-provider list is a recommendation. Those companies have agreements with the carrier, often at prices agreed in advance, and a standard Washington homeowners policy does not oblige you to choose from the list. What would limit your choice is a managed-repair or program endorsement, so look for one of those first. If you are told you have no choice and you cannot find it in your policy, WAC 284-30-330(1) bars an insurer from misrepresenting what a policy says, and the Washington Office of the Insurance Commissioner takes consumer complaints at 800-562-6900.
What’s Next:
The single most important thing you can do to maximize the likelihood that your claim will be paid-out in full is contact Washington Water Damage & Cleaning as soon as your home or business has experienced any type of water, mold, and fire or sewage damage. Insurance companies are most likely to reimburse their policy holders who can demonstrate that they made every attempt to quickly resolve their issue and mitigate further damage. By immediately contacting one of our comprehensively certified specialists, you can help ensure you will receive the support and policy backed coverage that you and your family need to put you back in the position you were prior to experiencing property damage.
Washington Water Damage & Cleaning Certified Insurance Claim Specialists
The advantage of working with a Restoration Company that is an Insurance Claim Specialist:
- We Work With Your Insurance Company – Insurance Trained Experts
- Serving the Puget Sound area since 2007, we know how to get your property back to normal in an efficient manner.
- Direct Billing to Your Insurance Company
- As Insurance Reimbursement Specialists we bill all major insurance carriers, and will handle all aspects of filing insurance claims for homeowners and commercial businesses- so you don’t have to!
- Peace of Mind- Professionals That Give You That Extra Assistance
- Washington Water Damage will take care of any concerns about insurance companies for you, the customer!
- Rest assured that we will do everything we can to make your water, mold, sewage, fire damage experience as painless as we possibly can.
- Help Alleviate the Insurance Aspect – A Trustworthy Guide Loyal To You The Customer
- We will help alleviate your stress by explaining our process to you every step of the way steering you through the requirements of your property insurance company.
- Stressful parts of handling an insurance claim is negotiating with your insurance provider. With us, we take this job off of your shoulders so you and your family can concentrate on getting back to your life.
- Assistance in Insurance Claim Submission
- There can be a lot of paperwork and documentation involved in the insurance process. Our Insurance Claim Experts help you navigate the insurance claim maze with ease and recover your settlement check in a timely manner.
- We Work for You, Protecting your interests, above that of the insurance company – the protection of your health and property is our top priority!
- Some insurance carriers have “preferred restoration contractors†that they recommend, who they have arrangements with to handle insurance claim losses in a certain way, most times with pre-determined prices set. These preferred restoration companies might not hold as their top priority the protection of your health and property.
- We take pride in OUR responsibility to interpret insurance policies and formulate, present and negotiate claims on your behalf.
- Let Us Help Get You Back To Pre-Loss Condition
- We work hard to help expedite the process of getting your property back to pre-loss condition with your insurance company.
- As our top priority, we are dedicated in assisting you with receiving your property loss settlement check in a timely manner, which includes obtaining the maximum settlement possible.
- We have years of experience handling the negotiation process while protecting our clients’ interests!